Homeowners insurance is the kind of thing you hope you never have to use, but if you need it, it’s invaluable. Whether it pays for natural disasters, such as flooding or lightning damage, or man-made problems, such as fire, vandalism or theft, homeowners insurance can get you back on your feet and give you back a normal life after your house or possessions are damaged or lost.
We like to think of our home as the ultimate safe haven. But accidents and injuries can and do occur there. That’s where the right homeowner’s insurance policy can save the day. Home insurance covers you against these main risks: More [+]
Damage to the home itself: Homeowners insurance can help repair your house and freestanding structures (garage, tool shed, etc.) if damaged by things like lightning, tornadoes, hail vandalism, vehicles, or fire. It can also help pay to relocate you during repairs.
Property theft and damage: If your stuff is stolen in a home burglary or damaged in a fire, homeowners insurance can help reimburse you for the cost to replace it. In some cases, this coverage applies away from home, too (say, if your laptop is stolen from your car).
Personal liability: If guests are injured in your place, homeowners insurance helps protect you from paying their medical bills out of pocket. It can also help cover injuries you cause away from home (as long as they’re accidental).
We work with multiple top rated insurance carriers that specialize in Home Owners coverage. Our unique quoting system will provide you with several options to determine the most cost effective way to insure your home.
We can also help with Renters coverage, rental homes and Mobile or manufactured homes.
Learn more about the different types of Home Insurance: